Investing During a Recession
The term recession may be terrifying to hear — especially when we now know that Canada is officially in one. It can feel like the only investment option during a recession is to sell and hang onto everything you've got. However, you may not realize that there are...
What is Capital Stack?
If you’re looking into financing a commercial real estate project, how familiar are you with the term "capital stack"? In a real estate transaction such as this, the capital stack refers to all the sources and the organization of funding that will contribute to the...
Understanding Debt Funds
Debt is a term we're all pretty familiar with, but do you know what a debt fund is? We want to lay it all out for you. What a debt fund is, how it works, and why it's important to diversify with this kind of fund. What Is a Debt Fund? Debt funds,...
How MICs Benefit Both Investors and Borrowers
The key to a good relationship is when it mutually benefits all parties involved — and it's no different with MICs. Mortgage Investment Corporations (MICs) can benefit both the borrower and investor in a variety of ways. An MIC offers investors a chance to diversify...
RRSP or TFSA: Making the Right Choice for You
In the world of savings and investments, there are two kinds of accounts that cause a lot more stress than they need to. These account types are the Tax-Free Savings Account (TFSA) and the Registered Retired Savings Account (RRSP), and the pressure comes from...
What COVID-19 Means for Your investments & the Real Estate Market
Doubling down, selling, or pulling your money out of investments can feel like the smart thing to do in times of economic difficulty — but you'd be wrong. In fact, when it comes to investing, it's a bad idea. If you decide to liquidate out of fear, you'll only end up...
What Is a Self-Directed TFSA & How Does It Work?
Is there a difference between a basic Tax-Free Savings Account (TFSA) and a self-directed TFSA? Absolutely — a self-directed TFSA, much like a self-directed RRSP, allows the investor more freedom and control over their investment choices. Do-It-Yourself (DIY)...
Understanding the Advantages of Self-Directed RRSPs
We’ve explained what Registered Retirement Savings Plans (RRSP) are in the past and why you should have them. What you may not have known is that RRSPs can be both self-directed and basic. But what does that mean? If you’re an investor who’s considering alternative...
Mortgage Investment Corporation vs. Mortgage-Backed Securities: What’s the Difference?
When it comes to alternative investment strategies, the real estate market gets a lot of attention. When investors learn about Mortgage Investment Corporations (MIC), they naturally see the similarity between MICs and Mortage-Backed Securities (MBS). Although the two...
Canadian Real Estate Trends for 2020
The new year is underway, and some people are already looking for a crystal ball to shed some light on 2020 housing market trends. Instead of looking to fortune-tellers, keep reading. We've shared our insights below into what you can expect in both the Canadian...